Settlements that are low in Prosperity get a Loyalty penalty. Villages that were raided or the town/castle being pillaged can cause this. It's micromanaging and the people are fickle, but building certain things and choosing the right bonus will help. Build gardens to generate more food, build fairgrounds to earn more Loyalty, choose the bonus To create your own kingdom, you'll need to: Level up your clan to 3. Gather at least 100 troops. Acquire your own settlement. Congratulations! You just completed the main storyline of Mount You want everyone to know who you are in Mount and Blade II: Bannerlord. The best way to have the know who you are is complete tasks, perform achievements to show your prowess, and compete against The biggest source of construction is either prosperity or dumping money into the storage that drains over time to add construction. I think the governor only speeds up the construction by a percentage, but doesn't add any so it won't improve if it's 0 construction. Check your loyalty and security of the castle.
The Trade skill, bartering, and exchanging settlements. The goal, other than amassing gold in Mount & Blade II: Bannerlord, is to increase your Trade skill. It’s even got perks that can boost
Discussion. I worked up to 225 trading, and got the perk to buy settlements. I did this on a previous playthrough and they would cost anywhere from 300k to 900k depending on the settlement. I started a new playthrough today as a trader on 1.4.1 beta, and 750k doesn't even get the trade bar up to a quarter of the way. hFg41F.
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  • mount and blade 2 bannerlord how to get a settlement